During the 2025 AFI Global Policy Forum, leaders from 15 AFI member institutions endorsed the work of AFI’s Competition Enablers Knowledge Exchange to explore how fair competition in the financial sector can empower communities and accelerate inclusive growth.
Governors, Deputy Governors and Heads of Delegation, alongside technical partners including UNCDF and the Gates Foundation, discussed challenges such as anti-competitive behaviour, outdated laws, difficulties in enforcement against vested interests, and the growing risks associated with AI-driven pricing, data protection, and cloud computing.
The discussions were informed by insight generated through AFI’s Competition Enablers Knowledge Exchange (CKX), an initiative supported by the Gates Foundation and co-led by AFI and UNCDF, which provides a platform for AFI members to understand competition challenges and develop effective policies.
“Healthy competition in financial services is good for financial inclusion,” said Ms. Sauda Kassim Msemo, Deputy Governor for Financial Stability and Deepening at the Bank of Tanzania. “Policy has a major role to play, and AFI’s Competition Enablers Knowledge Exchange is providing valuable support as we seek to develop regulatory frameworks that promote a level playing field.”
You can learn more about AFI’s Competition Enablers Knowledge Exchange in the video below.

