Policy Areas

Alliance for Financial Inclusion Policy Areas

AFI Members are Leaders in Financial Inclusion Policy

Two billion people lack access to formal financial services. Approximately 90% of the unbanked live in developing countries. Greater financial inclusion can bring these people into the financial mainstream, with positive effects on economic growth, financial stability and social cohesion. Many of the smartest policies for increasing access to formal financial services have been innovated in developing countries—those who live with the challenges of financial exclusion every day.

As demonstrated by mobile money transfer and payment services in Kenya and the Philippines, the use of correspondents to deliver banking services in Brazil, or the use of financial inclusion data for policy making in Mexico, developing countries hold the solutions to unleash the power of greater financial access. Peer-to-peer learning can help spread these innovations more widely and enable other developing countries to scale up successful financial inclusion policies.

A proportional approach to regulation is increasingly important.
Balancing Inclusion, Integrity and Stability
Consumer empowerment and market conduct are important for low-income consumers.
Consumer Empowerment and Market Conduct
DFS expand the delivery of basic financial services to the poor.
Digital Financial Services
A comprehensive framework developed to systematically accelerate full financial inclusion.
Financial Inclusion Strategy
Measuring the quality of financial inclusion poses serious challenges.
Measuring Financial Inclusion
SMEs are engines of growth and job creation.
SME Finance
AFI is at the forefront of emerging financial inclusion policy areas.
Emerging Financial Inclusion Areas