With the explosion of new players, services and business models driven by technological innovations, a new and specific type of digital financial services provider has emerged: the digital bank.

Offering a more complete set of services than other FinTech firms, digital banks replicate to a large degree the role played by traditional banks in the economy, providing a wide range of banking products and services, but relying on digital distribution channels.

This policy framework provides guidance contemplating strategies regarding digital banks, with a view of promoting financial inclusion.