Guideline Note 17: Policy Guidance Note and Results from Regulators Survey

Digital finance offers a potential to accelerate financial inclusion in low income countries and emerging markets. In 2014 the Global Findex consumer survey reported that 2.0 billion adults are unbanked worldwide, whereas it is estimated that in 2014 there were over 3.6+ billion unique mobile phone users. Furthermore, by 2020 an estimated 80 percent of adults worldwide will have SmartPhones.
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