Digital Credit Regulation in Tanzania

The Digital Financial Services (DFS) sector is contributing significantly to the realization of countries’ objectives on financial inclusion through the development of digital savings and credit services.

The advent of digital credit, however, asks questions of regulators as well as the financial and non-financial institutions that are driving the advancement of digital finance.

This case study highlights some key factors that can contribute to the development of responsible digital credit guidelines for regulators and DFS providers, based primarily on the Tanzanian digital credit experience.